Here's the answer:
(yǒu chā-zi ma?)
Watch a real native speaker say it:
Here's how it sounds in a textbook:
You could also say:
- nǐ-men yǒu chā-zi ma?
- ní yǒu chā-zi ma?
Fun fact: the hundreds of thousands of people learning Chinese with Memrise get this phrase correct 92.57% of the time!